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  Aug 21,  · Using bank rules to automate reconciliation in Xero. We all have day-to-day costs when doing business. Coffee with a prospective customer or just paying off your phone bill. When those transactions flow into Xero you can use bank rules to categorize them automatically. Jun 08,  · How To Add A Bank Rule In Xero. You may or may not want a reference, so many times we will choose the reference to be based on the reference from the bank or to equal the description. Once you navigate to the bank rule screen, there are 7 areas that need to be filled out for bank rule to work in Xero. Automating the categorization of your. May 06,  · Bank Rules Report To enable review of all rules in place rather than having to select each one individually. This will enable duplications to be removed, rules not working to .